When running numbers, especially on small multis more western markets with direct access to NYC tend to be more favorable from the numbers stand point and many of these towns offer 30 minutes or less taking commuting lines.

That is one of the several offers that I make to them.

Here are my thoughts about your decision to refinance.Process:Understand your current loan terms.Check your credit score.Compare offers from different lenders.Get your property appraised.Submit your application and go through closing.Considerations:Current interest rates vs. your existing rate.Amount of equity built in one year.Closing costs and fees.Your long-term financial goals.It's a complex decision, so consulting a financial advisor or mortgage specialist might be helpful.

No pressure here but wanted to be able to offer a hand since I'm local to Lane County.

It MAY be fraudulent to offer to purchase a property you can’t afford to buy, but that’s a hard one to prove.  

One of the biggest benefits we can offer over a hotel or large apt buildings. 

I've seen a lot of this lately where GPs are offering outside investors pref equity to effectively "save" the project from foreclosure.

Some states (NOT ALL) offer reciprocity for real estate licenses in certain other states, BUT that just means that if you have a license in one state that you can use that to qualify for a license in other states that offer that reciprocity.

How many banks do you work with, the commercial terms they offered you are really crappy..

Often when buying properties you will be looking at and assessing a number of properties before making an offer.