They are fine to have us live there for longer or we could find a move in ready place and turn it into a rental when we find a more permanent place. 

So I will be looking to upgrade into permanent/better school disctrict residence within the next 4 years. 

After that phase it’s common to get permanent financing (longer terms and amortization schedules).An investor needs to know that all banks are not interested in financing the same stages.An example would be that a hard money lender might be the best option for the acquisition of land.

Stock I bought takes a permanent dive and I take a loss.

I did 28 sessions of radiation and chemotherapy before surgery in hopes of shrinking the tumor to save my sphincter muscles from the tumor, so after all that and 6 weeks of healing I went to meet the specialist for colorectal surgery, he looked at all the tests and scans that was performed before and after treatments, he gave me two options( option 1 was a permanent colostomy which I said I'm not in favor of, what's option 2 i said?

If so, then I think it is best to buy with private money or with your HELOC so that you can get the property's value as high as possible before putting it on permanent financing.  2) If no rehab needed then I would get it locked in at a great rate for however long you are comfortable.  

Generally from an institutional lender, yes, after the trial period is over and it is permanently modified.  

By using your cash on the front end to handle any rehab you have it allows you to get the ARV higher for when you want to get some permanent financing, which in our market with the rates you can lock in at for 15-30 years, is a good deal. 

If you have a permanent residence Statius it becomes a lot easier, but generally for a primary residence only.  

Have land/ lots, building/ plot plans, and permanent takeout financing.