My market Milwaukee is still low inventory and competitive offers.10Y T-bill is flat at 4.412% this morning, so we may see mortgage rates stay flat this week too?

Definitely make those assessments during inspection or prior to making an offer if you can to save yourself the time. 

I then created an excel sheet with those estimates to know (a) what to offer for land to make my numbers and (b) to hold the sub to what they estimated for me.  

Is Bigger Pockets no longer offering AIRDNA under tools as part of the pro membership?

I called the leasing broker and asked if the owner would be open to an offer.

Fast forward, and he’s fielding offers well above what he paid.. and all he did was sit on the dirt while Tesla expanded.

When running numbers, especially on small multis more western markets with direct access to NYC tend to be more favorable from the numbers stand point and many of these towns offer 30 minutes or less taking commuting lines.

That is one of the several offers that I make to them.

Here are my thoughts about your decision to refinance.Process:Understand your current loan terms.Check your credit score.Compare offers from different lenders.Get your property appraised.Submit your application and go through closing.Considerations:Current interest rates vs. your existing rate.Amount of equity built in one year.Closing costs and fees.Your long-term financial goals.It's a complex decision, so consulting a financial advisor or mortgage specialist might be helpful.

No pressure here but wanted to be able to offer a hand since I'm local to Lane County.