We offer DSCR loans and have an established network of appraisers in the area.

I fire off offers all day long for clients.

Just because most lenders do not offer it (we do) does not mean it is against the law. 

I was wondering if anyone here can offer some guidance.

Can anyone recommend a company that offers a builders risk policy to cover the construction period but then will also allow a cancellation and refund after work is finished to convert into a standard landlord policy.  

Quote from @Thomas Haessig: I have two accepted offers to buy and house hack.

I'd feel more comfortable with 50/50, so the next big chunk goes to RE. 

A local lender can be helpful since they often understand the market better and may offer more personalized service, but it’s not always necessary if the terms are great. 

I mainly want a site that offers advertising the property, online payment options, maintenance requests & at least a basic accounting aspect.Thank you in advance!

Long story short if you are committed to house hacking the sky is the limits and there is endless possibility, it really comes down to your comfort level and where exactly you need to be in New Jersey.