The only thing i really need is plumbing,Boiler(convert to central air) and some termite damage. 

Section 8 pays a bit less but it avoids damage and possible replacement in the case of damage. 

I just had a carrier make me replace 6 damaged shingles in order to keep my coverage. 

Most landlords dont know they need a vacant home rider and if there home is vacant more than ( what ever the policy says 30 60 days) policy wont cover any damages fire or anything. 

I’ve seen several posts on social media where they’ll be a downed tree on the property, a few shingles blown off by wind, or some damaged siding, and the poster always says “it’s not always passive”.My question is: what does everyone do with their monthly repair costs?

Fifth, elements outside your planning or control can increase expenses significantly; tax increases due to budgetary shortfalls, insurance costs doubling due to natural disasters, tenant damage beyond what the security deposit will cover.  

It's important to have coverage in case of any accidents or damages.2.

www.costar.com/article/249461865/jury-finds-brokers-conspire...A jury in Kansas City awarded almost $1.8 billion in reimbursements to Missouri home sellers who accused the National Association of Realtors and some residential real estate brokerages of unnecessarily driving up the cost of home sales because of their long-running practice of buyer and seller agents splitting commissions.The more than $1.78 billion awarded by the jury will be trebled, or effectively tripled, so the damages total almost $5.4 billion, pending appeals.

Depends on if you tenant still wants to live there after its repaired.Also congrats on a brand new home, insurance will likely build a new one depends on how severe the damage is.

He said / she said.Are you sure the clothes were damaged?