Or if you have credit deficiencies or alternative income you'd like to consider, then a Portfolio loan will give you reasonable rates with flexible underwriting.

I'm born with artistic gene deficiency, any advise from the experts on a magical formula to shine up a house?

And in some states possibility a judgement against them for a deficiency. 

Divorces, partnership disputes/lawsuits, deficiency judgments and called loans all can happen more often than you think.  

Please consult with your own attorney for legal advice.Because you state you are in CA, I assume your rental is also in CA and that the rental is a dwelling unit for the tenant.If you (1) notified the tenant in writing of the tenant’s option to request an initial inspection and of the tenant’s right to be present at the inspection, and (2) if the tenant requested an initial inspection, and (3) if the inspection occurred, and (4) if at the inspection you gave the tenant a written itemized statement specifying repairs or cleanings that you proposed to be the basis of any deductions from the security the landlord intends to make (and all statutory notices), and (5) if the tenant had the opportunity during the period following the initial inspection to remedy the identified deficiencies, in order to avoid deductions from the security, and (6) if the tenant did not remedy the deficiencies identified in the itemized statement, then, you may withhold from the security deposit sufficient amounts to pay for damages including damage from smoking.

Higher education will not, unfortunately, bestow immunity to the deficiencies of the human brain.

Lack of sun can be a serious problem....or there wouldn't be such a thing as Sunlight deficiency syndrom. 

If re-inspection turned up a deficiency, then cash flow suffered until the remedy was approved. 

Buildings that are likely deficient in some other ways, such that good tenants who don't want to live in a dump can move on and bad tenants put up with it because they get over on you for the rent.4.

Was wondering if there were any other firms I should look at.Thanks,Marc My view is with the cap rates and interest rates being so close to each other, traditional residential syndicators that relied on either rehabbing units and/or fixing management deficiencies are not going to produce adequate return to justify the risk.