The biggest issue for Baltimore and frankly any rust belt city is the rise of remote work, Baltimore is cheap for a major job center, but it’s not that cheap period, pretty much any area west of Frederick county or east of the bay bridge has ample housing stock for sub 300k and imo a better quality of life, so the one thing that Baltimore has going for it pre-pandemic which was a pretty solid mix of Fortune 500 companies located downtown has been significantly reduced & downtown is a ghostown now.

There are a couple of ways to reduce your tax liability if you decide to sell within the 2 year period:(1) If you've made any capital improvements to the house, you will likely be able to reduce the amount of capital gains tax you will pay on the property.  

The "extend and pretend" strategy hopes rates will be lower when the extension period ends.

If the seller requires a balloon payment in 3-5 years, then can I  refinance once again the entire amount into a 30 year loan at the end of the balloon period? 

If you play with a free trial of Property Management Software (Appfolio Buildium Propertyware) you will have a great idea of what to expect and what you need to learn once you access Yardi.I would suggest you go ahead and apply for the job or start as a temp for a company that specializes in placing property management workers.

@Zehua Zhou, I don't think so, it has to be non-recourse, period.

Former Lifestyles trainer Steve Davis has started this and has some Dallas trainings and meetings periodically.

Even if delivered vacant it can take a considerable amount of time to legally de-regulate a stabilized building and it mostly requires you to have the units vacant for a period time (no cashflow).

My financial planner who is overseeing the account has said that I can take out any amount during any period of time (does not matter if it's one lump sum, five years or life expectancy). 

I think its dumb to be hundreds of dollars under water for a drawn out, sustained periods.