I work in the payroll dept.

The gentleman isn't an accredited investor, but is close or maybe even a sophisticated investor.

A business account to pay payroll and other operation costs will allow you to make more offers and maintain workers who'll become faster at their work and better quality to your standards.

I've been looking for an audience to discuss my expertise with for a long time now, and Bigger Pockets seems to be just that--a community of savvy and sophisticated investors dedicated to providing information and advice to each other and the newbies entering the industry.

 Some securities are exempt both at the state and federal level depending on things like amount, who is involved (whether a qualified or unqualified investor) etc.I think the most common term here is whether the investor/investors involved are sophisticated/accredited.

I establish the project on a site and the future homeowners buy into it...These people are not sophisticated investors... does that matter for crowdfunding?

It is not great, but it does the job, while you become more sophisticated and develop other means of lead generators.

Those kinds of returns require some pretty sophisticated trading strategies.

We're not dealing with very sophisticated people most of the time.

Most deals are also out of state, and I'm not a big fan of doing that unless you're a VERY sophisticated investor.