You can create with transfer of retirement funds from employer or your current mutual fund. 

The Internal Rate of Return needs to be your holy grail.1.

Hello,I am new to real estate investing and decided to go with Easy Street Capital as our lender for the DSCR loan.They already ran out credit and we went under contract on a property after getting the pre-qualification letter from them.I also got the Term Sheet from our contact Zach and the last page is asking us to wire transfer $2,500 to their bank account for the deposit.Is this common for private lenders?

One time I had to call like five times and was transferred more than that! 

They share a personal account where only rental income is deposited, and I am listed as the beneficiary of their accounts at their bank.Although this is technically a personal account, we still like to refer to it as a "business" account to internally emphasize the necessity of maintaining a clear distinction between these funds and other personal accounts.

So, I was going to transfer it to a living trust with myself as the beneficiary and trustee.

She will be very wary of any deal that transfers the deed out of her name. 

Internally, I don't care- please, please build a fence.

You can contact Tobyhanna township licensing:https://tobyhannatownshippa.gov/str/Also, licenses are not transferable!

I think it is a good thing if the property has bookings for market rents and if the seller is willing to help transfer the bookings to you as the new owner.