Keep following up to provide documents.

@Sara Emmanuelle Dube I would recommend have ALL of your documentation filed while at the same time offering cash.

@Jesse Kerr the disconnect, in our opinion, is doing everything yourself and keeping it in your head VERSUS a good PMC having to document everything and communicate it effectively to all parties.As the owner, you can make immediate decisions, saving LOTS of time!

These loans focus on the property's rental income to cover the mortgage payments, making them ideal for investors without well-documented or substantial income. 

The DRE has disclosure documents on line that Brokers use with their investors as well.

Finding a loan officer who comprehensively understands their underwriting guidelines and the nuances of real estate investments can significantly streamline the process and set clear expectations from the start.In many cases, lenders operate in a structured manner where loan officers initiate the process and then collaborate with processors to gather necessary documents and address any underwriting revisions promptly.

If it's well written and well documented, this will take <2 minutes for every loan you do and solve your problem moving forward. 2.

Can either do it as a 2nd home, will go off DTI & many more documents. but that’s the right idea, cashout refinance and use the proceeds to payoff the other heir.

All documents are recorded.  

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?