If you could see an optimal layout, then perhaps you could pick and buy your own furniture if you knew the inventory needed. 

I quizzed a few lenders and they said none of the conventional type loans they have made in recent times allow for this.

However, if you do this, you are stuck with that convention and you can't convert it to 100% bonus depreciation for 2022.He likely suggested not taking the bonus depreciation on the 5 and 7 year assets in 2021 because your income was already down to $0.If you had done the bonus depreciation on all the assets, you likely would have had a bunch of NOL Carryforward to 2022 to offset your 2022 income.

What kind of loans are these - seem like pretty solid options regardless - conventional loans?

Making a cash offer doesn't mean you can't finance the purchase with a conventional loan.

Originally posted by @Frank Miller:@Michael ElefanteHow are you guys able to obtain financing in the beginning l, if you don’t mind sharing what type of mortgage or loans did you get and go with All conventional.

Conventional financing at 7.5% How did you add value to the deal?

If you actually had $100k to invest you could purchase 5 properties (more likely 4 if accounting for closing costs) or purchase the one and put rest in another investment achieving a return. conventional rates are near 20 year high but conventional rates are still the cheapest money around (other than potentially friends and family).  

@Shervin Golgiri I am in a sellers market , little inventory , very popular area , A+ rated schools .

I am planning to use conventional financing to finance my investment.