Yes the miles or points sound good but 3000 points generally can be converted to 1 cent in payment credit. 

It sounds like it might be a bit rougher area than I was hoping for. 

Geez  I would be talking to your HML right now as I doubt they want to take it over.and try to get a workout with them ASAP.. sounds like its going to be  a loss anyway you cut it and I have to think you put up cash for a down payment as well. maybe someone else will have some pearls for you.Wholesaler is going to low ball you for sure.

It sounds like you're getting a realtor leasing agent, which I have almost always seen end poorly.

It sounds like any lifting and/or adjusting to beams would be expensive.

Competition sounds really bad.

From what I've been reading, it sounds like this is the time to change to copper piping but it sounds like it will cost a lot and take some time to complete.

It sounds like you all had it pretty easy with Milton. 

You are in a good spot with your background and skills, but you are putting too much pressure on making it your full-time job now so you sound like you are rushing.

Since your CPA is advising that your current structure is sound and not worth changing, it seems you're well prepared, especially with your past audit experience.