Until then, put them in your personal name and get a substantial umbrella liability polity that will cover your risk.Best of luckStephanie

My current insurance provider that i use for the first 4 buildings as well as my current home and my umbrella insurance is unable to cover more than 4 investment properties per individual.

On the top an Umbrella Policy?

I had a $5M umbrella policy to protect myself, at least that is what I think.

You could do this again and again, rolling that small multifamily into larger and larger apartment buildings.From the stories I’ve heard about HELOCs, you could potentially wrap up all your properties under a single umbrella and borrow against the combined equity of all of them. 

They are in WA and MO.My local agent says I need a TX umbrella policy since the LLC is based there. 

The idea of filing each on its own tax return would get prohibitively expensive and likely kill any benefit that couldn't be had from a substantial umbrella policy. 

The potential protection from an LLC far outweighs the downside of using one (fees, slightly nuanced tax returns).You might also look into an umbrella insurance policy in case the LLC shell is pierced in a lawsuit. 

Umbrella insurance will.

Looking for loss, liability, and umbrella.