I use a variation of the 70% rule:Maximum purchase price = (ARV - Rehab) x 70%Example: for a property with an ARV of $100,000 and rehab costs of $15,000, the maximum purchase price would be ($100,000 - $15,000) x 70% = $59,5000. 

Any and all variations must be addressed in a Change Order.

.- **Interest Rates Variation:** Interest rates might vary significantly based on property performance.4.

Now they make their living charging fees with many variations to manage your portfolio. 

Since FHA loans are backed by the government, interest rates tend to be more standardized across lenders, but there can still be some variation.

SBA 10% downpayment; Conventional 25%; Conventional 40%; etc or variations. 

Be mindful of variations in property taxes and insurance, which can significantly affect your profits.

Many of them are different variations of the following:Scenario 1: 30-year fixed amortization for first 5 years, 10-year term, 80% LTV with interest readjusting at year 5.Scenario 2: 25-year loan, 5-year periodic revaluation for the life of the loan where the interest rate is adjusted or the loan is called. 75% LTV with personal guarantee.Is it possible to get a 20-30 year fixed amortized loan that has full 25-30 year term, that’s non-recourse at 70-80% LTV?

The government deficit is so high that the only way to pay off the debt is to stoke inflation, so that the government can pay off its debt with dollars worth less, in purchasing power, than the dollars the government borrowed.All said, regardless of short term variations I believe the major trend will be higher price tags for property and rents, and a declining ratio of debt to value over time for whatever properties you hold.My plan is to take the long view, keep looking for good investments in good areas, and sell properties in areas that legislate or regulate in a manner that tells you they don't value what you bring to the market.Good hunting.

Usually  the applicant  with the story has history  in surrounding  counties  under several name variations  for eviction  or warrant-in-debt filings by previous or current landlords.