Germain Act excludes the transfer into the Land Trust from the Due on Sale Clause, and since you own the LLC you can provide the documentation to prove that it isn't "changing name," you are just restructuring the entities into estate planning tools for yourself. 

This is a protected transfer because it is considered an Inter Vivos Trust [an estate planning tool] and excluded from the Due on Sale Clause thanks to the St Germain Act.

Thank you, very helpful information, have been routinely excluding properties with HOAs in my deal search just because the major cash flow hit, but will incorporate this advice and maybe start looking at some properties with HOAs as long as numbers work out and HOA governance/regulations are favorable

Plus military are excluded from capital gain if they lived in a home in the last ten when they sell.

I'll do an example using your San Antonio 4plex excluding all expenses (taxes, insurance, repairs, etc). 

Transferring a property into an LLC after refinancing it might trigger the Due on Sale Clause; however, transferring a property into a Land Trust is an excluded transfer from that clause thanks to the St Germain Act.

Transferring a property into an LLC after purchasing it might trigger the Due on Sale Clause; however, transferring a property into a Land Trust is an excluded transfer from that clause thanks to the St Germain Act.

I do live in Hoboken and don’t get me wrong- I think it’s a great place with still potential, but there is a lot of inventory and one can’t exclude a market drop (which I’m fact happened already) still for a couple of years

But it sure does exclude a huge portion of potential renters.

Tell them you will conduct a final walkthrough to ensure there is no damage or deductions to that amount and as long as it is returned in the same state (excluding normal wear and tear) they will receive the full refund.