Cali has more problems than that and better ways to combat their perceived issues.

You could also do this before applying for the loan.Overall, they have some convenient online features and they do offer a sister-network of other credit unions you can use as local branches.We have had 3 cases of our debit cards being used in fraudulent activity, and they were good at catching it.

Suit filed, judgment for the owner, damages were based on the misleading the owner, fraudulent dealing, damages were loss of timely sale, motel bills, eating out, storage fees, carrying cost and bogus settlement fess-title work, etc. amounted to more than the house and the owner kept the house.

However it seems like you want to put no responsibility on those who have committed fraudulent appraisals, illegal loans and, i didn't notice it mentioned, but quite possibly securities violations. 

@Greg Soon - SLC has loosened up their ADU requirements to combat the mini-housing crisis they are seeing here.The code is outlined in the section below.Section 13.11.010

To combat this, San Jose has listed a bunch of PRE-APPROVED plans on their website.Lastly, check out this article about the spike in ADU Projects seen in San Jose. 

It's probably a fraudulent document purchased off the internet.

Building an ADU in the Denver area will become easier as more and more cities push density as a way to combat the affordable housing issue.

This avenue has been very profitable for me as people look to recoup their money and put it to work to combat today's inflationary environment.

I have actual combat experience, on the ground, face-to-face with the enemy.