While that is a quick way to communicate, it doesn't have the same impact and may not have the same legal consequences.One thing to think about is what is your goal?   

The settlement aims to bring more transparency and fairness to the commission-setting process.Key Implications for Real Estate Investors: Potential Changes in Commission Structures: Lower Costs for Buyers: Traditionally, sellers have been responsible for paying both the buyer's and seller's agent commission, usually around 5-6% of the sale price.

PMI could be in the $80-$100/month range if you have fairly good credit so lets use $90/month.

Everyone deserves to be treated fairly and ethically.  

Fair warning, it wont be cheap.

Communication is key and you want people who are ready to make a deal work.

We only refund purchases made by error (I think that's fair - our refund policy is already very generous) to users account balance and not their card (kinda like store credit).

Be fair and nothing more

You will want someone who is on top of these changes and is not committing any fair housing violations. 

Separately, there are tons of older extended stay hotels in all the major growth cities with people living in them paying (fairly high) monthly rates due to convenience or lack of qualification for typical rentals.