Wait for first few fed rate cuts and refinance to purchase the next property, and onwards.

Increasing value of the property, Enhancing rental income, Giving it a competitive edge Over Other Properties in the neighborhood as well as Adding long term worth among other things are some of the advantages that these projects bring.

I say cut the bank out, forge people relationships and win-win's.

In which case you may be better off cutting bait and doing something on your own rather than waiting for them to make more mistakes.On the other hand I'm curious how they are going to pay you off with such a great return if they are under performing?

No not nessesarily but I think that this is a major income cut if people stop falling for it.

What steps do you need to take and are you willing to take a short term pay cut to make it happen?

You could start saving and cutting your expenses aiming at arriving at that specific amount for a down payment on the day of purchase.

Cuts rates by about 2% points, from say 8 to 6. 

Nature can be a great asset, resist wholesale clear cutting!

I Have a hard time keeping the grass cut at my own house.