, credit scores are great, and they have big fat down payments (which could hint at their "real" income that you won't see on tax returns).All the data that I've read says that non-QM is outperforming FHA.

You do not win all the deals but I just want the fat ones.   

Media often presents us as rich fat retired on a beach white guys (real estate publications don’t help this nor do blogs like BP with headlines like “Retire in 12 months with $1,000,000!”

My other 2 faves retired, along with most of my tradesman. 

If I can't trust what they are saying, its a big fat PASS for me.

As it sits, $1000/mo on 40K is nice fat 30% cash/cash ($12,000/$40,000), but it's only a 3% cap rate ($12,000/$400,000).

Hey Bryan, congrats on closing your first off market, those are my faves :)I always offer our sellers that as well and have never had an issue but better safe than sorry, have them sign something since you are already going to be at the closing table with them today.  

@Miquel Castillo Cozy or TenantCloud our my faves, but there are several programs out there.

Excuse my fat finger miss spelling.

After all, my personal house had nearly doubled in value since purchasing it a year prior and I was feeling pretty fat about my new-found wealth.