Some companies are very difficult to contact.

I found a cumbersome solution via Pricelabs but I think we're just going to eat the difference in cost to ensure our team stays happy (we're in a mountain market and finding A players is extremely difficult). 

So despite the long construction process, FIG appears to be the best choice in a market where good options are difficult to come by.

How difficult was it?

@Cole Payton, I’m of the mindset to go with conventional mortgages for houses that I plan on holding, until the reserve requirements become too difficult.  

Hi Fawaz, it's always difficult to answer this kind of questions because we don't know what your objectives are and that would be the most important factor.

I've been contacted by a few victims, not an easy choice, even sharing litigation costs, you have a difficult to enforce judgment.

To be honest, this sounds like a scenario that would be very difficult to start off with.

Neither New York nor California is landlord friendly and therefore much more difficult to invest in.

Basically, the type of loans are different and it's also much more difficult to qualify.