Condo HOAs consume a lot of money, owners can be assessed

In 1988, Michael Weiss, in his fascinating book The Clustering of America, introduced the idea that neighborhoods can be grouped in terms of lifestyles, consumer spending, demographics, and socioeconomic variables.

For me, trying to run solid comps on the free sites was just too time consuming.

They just want the deal to close and move on to the next one.If you're ready to close, that's the "CD" or closing disclosure (it's a new form in the industry that the CFPB (consumer financial protection bureau) put in place for every loan from now on, instead of the old Good Faith Estimate and Truth in Lending. 

The NEW lease-option design...As I understand it, one of the requirements of the new Consumer Finance Protection Bureau, birthed from the Dodd-Frank legislation, is that ANY lender in an installment sale has to verify that the borrower is capable of repaying the loan, just like a traditional mortgage lender must.

I can tell you right now that I've never done anything like that and I am assuming it would be very time consuming and you would have to wait a very long time until the house finished the forclosure process....

As well, I find that many consumers are ill informed and don't really care about the windows... they see all the nice shiny, new things/rooms in the house and if the windows are letting light in, they often don't give it a second thought.A contractor once called me up as he was putting a large addition on his brother's million dollar plus home in Northern Virginia.  

@Michelle Sadler I've spent a lot of time sitting in foreclosure court both getting auction dates delayed for a short sale, and also just observing and learning, and while I know more than the average consumer, there's no way I'd ever attempt to defend a foreclosure.  

If you do pursue more insurance I suggest you read the fine print--don't buy just because it is the cheapest and make sure your agent has experience with investors who are not only your size currently, but also familiarity with investors who have scaled to higher heights because if you plan to grow, you need a proper foundation now or else growth will be costly and time-consuming later. as @Juan Carlos Quiroz Zolezzi says "all insurance policies are created equal" and neither are insurance agents...Feel free to reach out with any other questions.

If you were to choose a more modest lifestyle regarding your consumer spending, you would be able to leave your job substantially sooner....