Don't play with senior money like a junior.

Right now with the feasibility study We're anticipating about $4,000 for the SFH and $2,200/mo/unit on the ADUs, totaling about $10,600/mo in rent revenue so the initial rents look great.However, I don't know how the loan will play out.

They often have great intro bonuses which can be like free money if you were going to spend the amount needed to get the bonus anyways

This goes back to when the states acted more like individual countries and didn't play well with each other.

My belief is there are 2 primary plays in coastal CA cities 1) patience (long term coastal CA RE has always produced good to great return) 2) value add.  

Another consideration is that he may be retiring soon so do we need to make the purchase before he retires because DTI will come into play? 

As a DSCR specialist, AZ is one of the 5 states that makes it strict for lenders, so less than 20% of DSCR lenders can touch it.Credit will play a factor, but assuming solid credit, 75% LTV at around 7.4% with no buy down.

The increased potential returns comes with significant increased risk which is not playing out well for many right now.

If you live in an area where it's really hot, ceiling fans can be a nice bonus but I would definitely not provide remotes.

We started playing around with AI Callers for inbound lead appointment setting, the results are pretty encouraging.