The lender needs to be sharp enough to ask the tough questions : Your FICO, what is net after expenses on your IRS returns 2022 2021, properties you own, no mortgage lates or forbearance, value of subject with comps that sold  with a loan, market rents, and terms you want to see. 

Or the guy that cut a corner too sharp and knocked down a fence post.

Don't worry, Jimmy and others are pretty sharp and will find you.

Although as sharp and as wise as can be, he is up there in age and because of that doesn't want to invest in long term holds... for 4 years he has held mortgages and notes for me with a one year balloon, which gives me time to rehab and sell or rehab and refi. 

Joe, you are a sharp guy.

Just watch for the sharp long teeth.

If they're really sharp they'll speak to you of Structured tic sales to alleviate some of that pressure so you can buy in a more efficient relaxed fashion.

Sharp interest rate change could cause a crash too.

Wireless, duplexer, fast scanner, fast printing, sharp colors, and more.

Some goals might be: - Get more organized- Get approved for HELOC- Start searching for rental properties this monthAnd other goals might be:- Close on a rental property - Get lease signed and rental income for first month- Have 10k in reserves for renovation on unit 2(these were all actual things I wrote out and achieved) If im willing to work my butt off, and stay sharp, and SEE that im reaching my goals, it gives me the ability to stay motivated day in and day out.