If they continue to not return phone calls, my recommendation would be to contact your state securities and financial board and file a complaint.

Just getting my financial house in order and talking to some lenders. 

"Right to Rely on Instructions; Exceptions.Qualified Intermediary may act in reliance upon any instruction, instrument or signature it reasonably believes to be genuine from Exchanger, its officers, attorneys and other representatives, and Qualified Intermediary may assume that the person giving the instruction, instrument or signature is authorized to do so.

I don't think it will be financially beneficial to refinance a HELOAN now if your rate is only 9.12%.

However, holding on to a dud property may result in significant financial losses.When is the best time to sell an investment property?

It was a newer subdivision and the builder had pulled out due to the Great Financial Recession of 2008.

We’re focused on building wealth for our family and creating financial independence through real estate.

REIHub pulls in data from TurboTenant for the portfolio, attaches transactions to properties, generates reports, and synchronizes transactions directly from financial accounts, and then some.

Or, I sell the Stockton home and put the money made, along with my savings towards the Sacramento home and be mortgage free within the next few years.My long term goals are to have cash flowing rental properties, but to also be financially and debt free. 

Consulting with a financial advisor or tax professional can help navigate these complexities.It might be worth considering how real estate investments could align with your retirement goals, especially in thriving markets like Phoenix or Austin.Just my two cents based on experiences with clients like Jim.