A lot depends on the individual escrow officer and I always request my fave.

Remember the pig gets fat, and the hog gets slaughtered!

Originally posted by @Victor Drazen:Hello,Loan Originator: No fees/no salary/Split commissions: 3% of loan amount and split: 85% originator (me): 15% Broker (employer)@Jerry Padilla apparently we're overdue for some big fat raises. 

my personal fave now is the BWI Meetup - a little distance for you but I think well worth it.

Many know that my faves are TX and certain parts of FL.

And sometimes if there is big equity and no junior loan its best for them to let it go to foreclosure because we are in such a Heated court house steps buying environment that the owner could get a big fat overage check seen those in the hundreds of thousands... 

They live there for the full year however, they have multiple other families/persons living there that you were never aware of that would in no way ever pass your screening test and put a horrible amount of excessive wear and tear on your property and you are none the wiser and because you are sitting on a fat pile of cash, you are happy, while your house is falling apart under your nose.

If they had Roth IRAs back then, I'd be in fat city now. 

Yes, you might see a nice fat 2% Rule property, but what does that mean if vacancy is 15%; or turnover costs are twice what a B property would be; or if property managers charge 12% instead of 8% because your building is so difficult to manage. 

Again your ROE is currently ~1.84%, it’s like a fat slob sitting on the couch.