Has anyone ever worked with these banks?

In the first 5 years you will collect lots of interest, and make more money than the actual purchase price because you, the seller, are now acting as the bank.

Most banks will require leases to be in place first as opposed to month to month tenants.

😊CA is a pretty easy state to get wage garnishments, all the while interest in accruing on the judgement, and also you can get bank levies.

BLOC you will get from the big banks like Amex and Chase ..upto 500 k

They have one beverage too many, get an idea in their head that they can fix their problems by purchasing a short-term rental, and all they have to do is click a button to ask their question.I wouldn't bother sending financials to anyone until they show a pre-qual letter from a bank to demonstrate they are slightly serious.

The judge granted the current second note holder a default judgment because the defendant failed to appear in court and respond to the summons. 

I am quickly learning that many banks do not give HELOCs to rental properties.

., loan requirements) which directly affects the amount of capital received from the bank?

Most flippers fail miserably and never come on BiggerPockets.