I obviously want to get the best tax benefits and write off the expenses for the house and repairs I have done.

I'll leverage accelerated depreciation for the tax benefit in the near-term. 

Although they will all talk about how they do things which of course is a benefit and why folks go.. but lots of very large egos as well. :)

jk just kidding but welcome. i would love to learn more about the types of lending that would benefit myself in the house hacking world. take care. 

I'm eager to share insights on how architectural strategies can benefit your investments and to learn from your experiences in the field.

You could structure a low down payment with interest-only payments for a set period, then refinance later.Master Lease with Option to Buy – Control the property now, generate cash flow by leasing it, then buy once it's stabilized.Sub-To or Wrap Mortgage – If there’s existing debt, you might be able to take over payments or structure a wraparound mortgage to benefit both parties.Hard Money or Private Lender for Reno Costs – If you secure a seller-financed deal, you can use private or hard money for the rehab without tying up your own capital.BRRRR Strategy with a Bridge Loan – If you can get the purchase price down, use a bridge loan for acquisition and rehab, then refinance with DSCR or conventional financing.Would love to hear more details to help structure something solid.

Proper planning will protect both parties, maximize tax benefits, and make your venture a success.This post does not create a CPA-Client relationship.

The benefit to this option, however, is that you are able to hold the property in an LLC orCorp and you will not be limited by your personal DTI. 

.🔹 Ideal in Any Market – Whether home prices are rising or falling, lease options allow you to lock in today’s price while benefiting from future appreciation.Other creative strategies—like seller financing, subject-to deals, and the BRRRR method—can also open doors, but lease options remain one of the most powerful, low-risk, minimal cash out-of-pocket ways to build a portfolio.

Choosing a solution like that means missing out on significant opportunities to free up your time for what you do best while also foregoing the expertise of a tax professional who could provide substantial benefits—potentially saving you thousands of dollars.