@Mike Cumbie, how about this scenarioI have a borrower who contacts me from one of my ads, from online or referred by a prior client who came to me the same way to purchase a homeSCENARIO: My borrower wants to buy a $500k home, so I get her completely approved in advance for her Max purchase power and issue an Approval letter for $625k and they have an Attorney Escrow Letter showing $20,000 of EMD They were thinking about working with their brother's, wife's, sister who a Realtor and who is willing to offer:     $0  Buyer Agent Realtor Rebate  They also met a nice Realtor at their kids' soccer game named Mike, who seemed like a good Realtor who is willing to offer:    $0   Buyer Agent Realtor RebateBut the Mortgage Broker wants to refer us to one of his Realtor Partners, who are Very Experienced, who have the same access to the same exact "menu" call the MLS and are much better negotiators than most realtors and who is willing to offer:  $12,500    Buyer Agent Realtor Rebate   Sorry, but the brother's, wife's sister who's a realtor and the nice realtor from their kids' soccer game are both...Out like the fat kids in 5th grade dodge ball!

My fave.

Chuck Hanvey/Reality Check Home Inspections is one of my faves.   

, credit scores are great, and they have big fat down payments (which could hint at their "real" income that you won't see on tax returns).All the data that I've read says that non-QM is outperforming FHA.

You do not win all the deals but I just want the fat ones.   

Excuse my fat finger miss spelling.

I can tell you're also a personal development student - perhaps of Tony R and Jim Rohn who are to of my faves as well.

"Pigs get fat, hogs get slaughtered."

They got a fat check and just left all the smoke & water damaged items behind.

Purchase price: $178,000 Cash invested: $100,000 Sale price: $322,500 Fix and flip, the investor got fat on this one because it was a year project and we paid him 10% APR.