Hi Elizabeth- Welcome to the BP community!

@Elizabeth Wilson Unfortunately that site doesn't work for Florida.

@Elizabeth O.  

I lived in Morristown for a while, based on that I'd recommend Westfield, Piscataway, Woodbridge and maybe Cranberry or Elizabeth

@Elizabeth Zielinski if you chose to rent it, it would seem to follow that it’s condition is good enough.

@Elizabeth ColegroveIs there any reason to pick one over the others?  

Elizabeth Colegrove very true, most places won't allow pets.

@Mindy Jensen @Elizabeth FairclothI've met some wonderful ladies on these forums that are seasoned investors, fearless beginners, and everything in between.

@Elizabeth Colegrove as someone who buys homes and lives in them then turns them into rentals when they move (i'm pretty sure this is what you & your husband do, correct me if im wrong)I assume you are leaving your old personal appliances in the homes?

This reminds me when Barney Frank, Chris Dodd, and Elizabeth Warren with absolutely zero lending background got together to teach us big bad lenders a lesson by making it harder for smaller operators to function thereby protecting their big campaign donors...the big banks (look up campaign contributors for those three...you'll be shocked). #4 on your pricing list, the DTI adjustment, is going to be unworkable.