For those who are unfamiliar, PadSplit is an affordable housing tech startup that provides a house-sharing service for working people.

In situations like this I don’t like to be the test case, give it time and see what people say after 6-12 months

I generally only use the anonymized email provided by the websites.

You can provide a loan modification approved by the bank to be accomplished immediately upon the purchase of the note, this, along with the waiver and request for the sale by the borrower takes the bank's liability away selling a note to a non-banking/mortgage broker type buyer.

Apologize if these questions are vague, I am quite new to this.Happy to provide some of the data I have found thus far (though data online is scarce given the size of the town).Thanks!

Lines of Credit: Business lines of credit can provide quick access to funds for various project needs, offering flexibility in managing multiple deals.

They provide real-time access to credit reports from major bureaus—Experian, TransUnion, and Equifax—without affecting the consumer's credit score.Setup Process:Application Submission: Complete a formal application through Soft Pull Solutions.Documentation: Provide necessary documents, such as proof of business operations and compliance with legal requirements.Website Review: Undergo a review of your business website to verify services and permissible purposes for pulling credit reports.Onsite Inspection: An inspection of your business premises may be conducted to ensure secure handling of credit information.This process ensures compliance with legal standards and typically takes a few days to complete.

If you have a high income and can support 2 mortgages with your DTI, then providing a solid LOE for your circumstance may suffice. 

No way am I going to deal with the TTTs....if you can't provide that, I'll just keep looking until I find someone who will tell me they can meet my needs, anywhere in the country. 

I recommend recalculating the increases and providing notice within the necessary timeframe.