He has offered to give me an option (99 yrs) to buy his properties for this privilege.

Everyone born in the USA has dollar privilege, I won’t apologize for it, I’ll enjoy the ride until it’s gone, but I’ll never apologize, because I’d rather benefit from it, and whoever dethrones the dollar and the world, will be worse for the rest of the world, they have other objectives. 

I recently attended a seminar by Fortune Builders, was persuaded to go to their three day summit for $200, and left after the second day because I didn't like the way they tried to make you feel privileged if you got 'selected' to do their mastery program for $35K.

It’s a major concern and whether we like it or not there is statically significant data showing young children of under privileged families being the  population we find with elevated levels of lead dissolved in their blood. 

My tenants do all repairs and maintenance and give me an option fee of $20,000 for the privilege.

They're paying for the privilege, but you have the right to have reasonable screening to protect your house.

You might want to find out if your employer/ 401K plan offers loan privileges.

Having a pet in a rental is a privilege that they must pay for.

We currently rent in an affluent neighborhood and pay through the nose for the privilege.  

You did not get your hands on zero interest financing - you are borrowing $35,000 for 8.3 years and paying $15,000 for the privilege which means you're paying over 9% interest when you calculate the cost of capital and agreed that the lender could charge all that to the property on the first day of the loan.