Would it  be possible to get an additional roommate where you and your boyfriend live?

Not adding any additional living space, just dividing the two units, putting a kitchen in one of them, and probably not having to add a bathroom to either unit.  

.$229.99 Insignia 55" F30 4k Fire TV - https://www.bestbuy.com/site/insignia-55-class-f30-series-le...We have the 65" Roku version of this.

If they say put up higher railings, additional smoke detectors, etc, complete it promptly and document it.I've been in the landlord business for 20 years, and I've always kept my properties to code and well maintained. 

I’d greatly appreciate your thoughts or suggestions on alternative approaches we might consider. the pro and Cons of this approach recommended by a lawyer, when it comes to tax, refinance, etc..Additionally, if you know of any CPAs or lawyers in your network who specialize in real estate investments and asset protection, I’d be grateful for a recommendation (DM me)Looking forward to your insights, and thank you in advance for your help!

If your property does not have additional upgrades that make it worth more on the market then you likely need to drop the price.

Since you're purchasing it under market value, you shouldn't have an issue getting it appraised at $145K.The seller would net $140K and the additional $5K would be seller's concession towards broker commission and closing costs. 

STR, MTR, it doesn't matter, you can't house people there and would be in a severe insurance liability if something were to happen in an unpermitted addition or renovation.If it was permitted, you would use Furnished Finder for MTR.

And as Bill says, the chances that it goes to 0 are getting smaller. https://www.forbes.com/sites/b...I am not trying to change anyone's emotions towards it, but would like to point out that responding emotionally, violates the first rule of investing. 

Although the rates are higher, for most borrowers, the convenience exceeds the additional cost.5.