And, as a Condo project everyone is sharing in the water bill by allocation of the HOA fee which should be increased is common area expenses have risen.The water may be cheap and voted the best taste in the USA, but the sewage portion of the bill is not and a large amount is based off the water volume.

3 Bed 2 Bath appeals to a large segment of the public, and ideally a family - ussually they stay for longer in the property.

(Say on the initial purchase if someone is buying right now).3) I can lock in a guaranteed better rate now and enjoy the lower monthly payments now, and only pay maybe 1 or 1.5 points instead of 2-2.5 points later when I have to hope that rates come down again.4) This also saves a lot of time which is an important consideration as some refinances can take 30 days and a lot of paperwork gathering and headache etc.Again, my thoughts on this largely revolve around risk aversion. 

3 Bed 2 Bath appeals to a large segment of the public, and ideally a family - ussually they stay for longer in the property.

If there is a large amount of mold or potentially mold in spots you can't remediate, hire a professional.4.

Historically, navigating the funding landscape was complex with differing program specific funding conditions and amounts, favoring only the most skilled large developers.

We are all aware that the GSE’s Fannie Mae and Freddie Mac buy a large share of mortgages.

This post is largely not staying on topic anymore and we feel like the majority of points made on this subject are already posted.

Hey Ofir, what particular market are you looking at in the US.A lot of Europeans underestimate how large and different the US is as a whole.

I am involved in my first large deal with a silent partner.