First floor tenant is a family friend of the owner and doesn’t pay rent but “knows they need to move out”Solid location & rent potential is strong but given the current climate of evictions, I’m not sure how long it will take to evict the upstairs and possible downstairs tenants if something can’t be worked out.

More and more American couples prefer to sleep in separate beds due to insomnia, sleep apnea, or other sleep disorders. 

Any HVAC ducting should be insulation wrapped according to the climate, and ensure exposed floor insulation is secured in place(ie.

Just wanted to make one point that may help in your decision- getting approved as a self employed borrower in the current economic climate is more difficult than usual, and takes much longer rather than a W2 borrower.

I can go to the snow without being in hours long traffic jam.There was a recent article that 5 cities accounted for 90% of all US high tech job growth between 2005 to 2017.  3 of the 5 cities were CA cities.It should not be cheap to live in the best climate areas.I am not intending to imply that CA is perfect. 

But given the current climate and this new provision it really doesn’t pay to take unnecessary risk.What impact, if any, will this have your business?

You have probably noticed that the market heats up coming into season..Nov/Dec - April/May when we get a huge influx of Snowbirds and visitors who want to enjoy the climate and the amenities ( not nearly as intensive this year fyi due to COVID but still pretty noticeable increase in population) - many of them are looking for a property to buy or are looking to sell and downsize if they own already.

Consider this; in less than eleven days, President Biden issued over 50 Executive Orders, including; rejoining the World Health Organization, rejoining the Paris Accords (on climate control), ordering the Federal government on a “war-time” commitment to expand vaccinations, restoring collective bargaining rights, promoting $15 per hour for all federal employees, ordering all infrastructure contracts go to American companies, lifting the ban on transgenders in the military, dissolving the Muslim ban on travelers to the United States, classifying Vladimar Putin’s Russia as a “hostile foreign power,” extending the U.S.

If you are in a very moderate climate like the west coast you see them all day,  but here in Ohio, I see very few and the ones that I do see people complain that they don't work and have to use portable space heaters. 

Regular rentals work, but are a bit challenging in the current climate.