Contribute to the Roth IRA and investThere may be other, better steps in between, depending on benefits available through your employer (ie, if you're healthy, is a High Deductible Health Plan/HSA available?).

However, if you can weather the storm for a while, Danville, San Ramon, Pleasanton, Dublin, and Livermore all offer amazing appreciation, tax benefits, and principle pay-down opportunities. 

@Kent Kettell Leverage in real estate lets you buy more property with less cash, amplifying returns if values rise and offering tax benefits like mortgage interest deductions.

I already own an LLC (residential contractor) and understand the liability benefits of running this deal through the LLC.I'm only asking about the differences from a business perspective (taxes, showing the income as business income vs. individual income, etc.). 

Indy is loaded with 2-4 unit properties and if you follow the Gentrification circles you can find them and buy them on the outskirts where the values reap the best benefits.  

Having your lender and agent in the same circle can have its benefits during a transaction.

There are legal implications to being willfully deceptive to obtain a financial benefit for yourself. 

laws in a way that may later be presented to only benefit you.

If you are running a DST platform, you could do so in a way that benefits the investors.

LLCs are over-rated for liability protection and/or tax benefits.