After speaking with our carrier they made it seem like that was not a thing and compared it to your barber getting on your health insurance plan.

If the health crisis is short-lived (say 3 to 6 months), the economy should start to rebound in a reasonably short time.

In April we got some health care workers and our revenue picked back up to about normal for the time of year.We only have two bookings on the calendar for the next 6 months.

Look at it as a environment health issue (like mold). 

The health department in these counties even closed camping anywhere in the county even if you're 100 miles from anyone else.

I was looking into health care provider/physician specific loans and it sounds like all require minimum one year of income not counting any business tax deductions to qualify for a mortgage.

Seller, it seems to me that health and safety are your top priorities at the moment.

Here's the official COVID-19 website for California that the state just launched: https://covid19.ca.gov/.It has current information on how to stay healthy and avoiding catching/spreading the virus, links to school districts (so parents can find out which schools are closed) & public health authorities, as well as helpful resources that people will likely need during this time of crisis, such as how/where to file for unemployment, disability, family leave, or get help for small businesses. 

Two businesses have closed their doors until further notice due to lack of customers, and the obvious public health reason.

So even with those considerations, we decided to not renew.Now I understand she is older and has health issues and amidst all that is going on with COVID19, caution should be taken.