The clock of life......4-10 years in college or committing that time to learning and mastering a skill or collection of skills. 

I've done some deep research in both Gloucester City and Camden City as long term buy and hold markets but I'm not quite ready to commit to those areas.

I did find this deal off market using driving for dollars It’s a very low loan amount of $10,000 and I do have it in cash buyer committed to purchase the house.

Hey Tina, it's inspiring to hear someone make the commitment such as you. 

My advice would be to save, save, save and get to a point where you have the necessary capital to commit yourself under either scenario.   

Most people think to ask about interest rate and points but may not ask about fees like underwriting, processing, application, commitment, credit report, attorney, inspection, construction draw costs, etc.  3.

This doesn't look like a good rental deal to me.Are you committed to this deal?

If you LO a run-down house, the person who gets the LO will need to sink a lot of $$$ into the property, which typically means they are financially committed to the property. 

Is your money committed to a particular project or did you just take the loan out but so far it's not dedicated anywhere?

I like to freedom of not having a corporate commitment.