Long story short, I lost one of my warrior friends seven months ago and last week I received a call from her husband saying he had a gift for me.

As for it is your family members then you will have to do some work, when buying the money down can only be a gift up to a certain amount depending on the laws of the place you are.

While it's not unusual that places like Lowes/Home Depot will routinely offer appliance sales at 10 to 30 percent off year round,  you'll typically find reductions at 40 percent off during Black Friday.I tend to use Lowes/Home Depot routinely for the free delivery and also because I purchase using 10 percent off coupons and gift cards as payment.Some landlords will wait until January and pick up great used appliances from craigslist (replaced with Christmas presents of new appliances) but honestly, my days of picking up and hauling appliances around are long over!

Hey @Matt Engle,Would your families be providing the money as gift money?

You were asking for a gift essentially.Many here view themselves as mentors... willing to help those who help themselves.

Plus, I'm a people person, and have the "gift of gab", or so I've been told!

Thank you God for gifting us one more day here.

How we started was using part of our wedding gift to start.

They were talking about sending gift cards around Christmas, etc.

When you’re starting out, especially when you’re starting out, you should have a clear idea of what the financing will look like.Oh, and if I call someone like a lender and ask a dozen questions, I immediately follow up by sending a $10 gift card (usually Starbucks) and thank them for their time.