If you do, you can consolidate into one big loan so it's easier to pay off.

You may need a separate LLC for an apartment complex, say one of 50 units another with 200 units as they have different business concerns, but if Jack Smith owns both, you'll likely see a Jack Smith Holding company, where accounting is consolidated limiting the accounting and tax burden.

*Exception: A lessor's charge for the lease of tangible personal property affixed to real property is not taxable if the lessor of the leased property is also the lessor of the real property to which the leased property is affixed.https://www.revenue.wi.gov/Pages/FAQS/ise-taxable.aspxIf we have a parking fee as a "subcategory" of "Rent Income" with "leases longer than 30 days", does Wisconsin still consider the "non-temporary" parking rent income sales taxable at 5%Of course, some landlords simply just consolidate the extra fee into the rent amount and say parking included, but I’d like to have a clearer idea how WI treats lease add-on fees.

Sublease and Assignment.Tenant shall have the right without Landlord’s consent, to assign this Lease to a corporation with which Tenant may merge or consolidate, to any subsidiary of Tenant, to any corporation under common control with Tenant, or to a purchaser of substantially all of Tenant’s assets.

We both purchased houses (2018, 2020) and after we got married consolidated into one house.

But a consolidation on current levels does not mean that the market will turn.

Also, depends how long you plan to keep the home & still live in it, if you have sufficient Reserves/savings etc (they should be asking you these things).Debt Consolidation is a valid reason to pay off higher interest rate debt such as: credit cards, auto loans (depending on rate/payment), student loans, HELOC's etc.

We did a consolidation loan where we paid off 5 other residential mortgages with one commercial loan.  

Consolidation probably isn't the solution since it doesn't address the problem (managing cash flow).Here's the site for the Consumer Credit Counseling Services.

Did you have trouble like this when consolidating funds?