Hello,Beginner real estate investor here.I have 2 condos in bay area, 1 in fremont, and 1 in hayward, I bought fremont one in July 2012 and hayward one in Oct 2014.I am considering selling both and consolidating into to a multifamily property ( 4 or more units) in bay area, or 6 or more units in Sacramento area.I have 1.5M budget, with 25% down payment and and rest conventional financing.But looking at the cap rates, GRM and net income listed on sites like redfin and loopt, I am wondering if it makes sense to invest in real estate in 2018. 

I have looked into consolidating both loans but one mortgage company said the house would have to appraise for at least 75% of the loan or something to that effect.

If I ever consolidate to one bank it would be to move everything to the bank I currently do all of my business banking with.

Top 10 city for pop/job growth; diverse industries (top companies are health care, food, financial services - pretty stable w/a strong military presence w/3 facilities that have done well w/base consolidation so far, two even adding jobs.  

There are training courses out there that consolidate this training for a fee.

Then a consolidated is applied til the area is saturated.

If your log term goal is cashflow I prefer multifamily for the onsite management, forced appreciation, and consolidation.

If you see the consolidated financial statement, you will just be confused. 

I have attempted to secure a HELOC loan to consolidate debt (credit card and auto payments) but my credit is near 650.

If so, it's already beginning to consolidate and restrict the market.- I'm not sure I fully understand this statement "After a dozen years remodeling and appeal for a rent increase and start raising again