A way to account for the additional borrowing (or in this case effectively a cash gift towards down payment) is to attribute an interest rate to the $500k (or even an interest free loan over 30 years).

A lot going on here @Russell Taylor (warrants more than a blog response) I would find a real estate specific CPA who is willing to take a legal yet effective approach to lower your tax burden

Sharing some info from two sources this weekRegarding states looking to strengthen seller financing licensing requirements and court decisions for those not licensed:First from Facebook group school of sharks:Hey guys,TX Dept of Savings and Mortgage Lending has some new rules that are expected to go into effect January 01st, 2025.

So I got a private message from @Peter Walther to the effect that he was not allowed to comment on this thread.Do you really need to be a Pro/Premium member to comment on posts?

**Cancellation and Termination**: What are fair and effective policies for early termination or cancellation from both landlord and tenant perspectives?

In other words they are effectively DSCR loans.

New career had less flexibility and I wasn't able to effectively do both anymore. 

This deal showcased our effective renovation strategy and commitment to delivering profitable outcomes.

To get the full effect of how I first saw it, I'm going to have to ask you to imagine a raccoon sitting up on top of the bed.

Many don't, effectively screening themselves out here too.To avoid wasting time, you can set up multiple showings at nearly the same time - assuming you're getting enough interest from prospective tenants.