Sorry about the really long reply, but I've worn the uniform and if I can offer advice (even if it gets a bit verbose) to help someone have a successful transition to civilian life, I'm going to do it.

Although specific rules vary from state to state, all states have passed variations of the Revised Uniform Partnership Act.The liability of the partners varies from state to state.

However, FinCEN is modernizing its SAR filing system and intends to establish a uniform electronic form for use by all financial institutions with a SAR filing obligation.

Finding neighborhoods to target and/or avoid can have some value (check out this map), but you can't rely on a neighborhood being uniformly good or bad for investments.  

They can in fact be punished under the Uniform Code of Military Justice for neglecting to pay bills such as rent.commanders don't take it lightly when landlords contact them.

Excess amounts paid are considered a down payment and that can always be refunded in any court.Ohio recognizes the uniform commercial code, as do all states, there is nothing unique about Ohio with respect to types of contracts and now, this year, the IRS makes the determination of an installment sale or purchase contract at which point other agencies can then follow suit with applicable laws to the type of contract you may have.Using the words "Option", "Optionee" and "Optionor" are not sufficient to define your intent to sell, that comes from the amount of money paid, the term of the agreement, the price agreed, and the likely intent of the buyer to execute the agreement.

@John Cameron  go to your profile page right below your name it says Realtyshares.comfurther below in small writing it says Seattleshares.comcould be a typo on your profile page.I started in HML in 1985 and Mentor with the master Jack Langer in Oakland. and I can 100% tell you that relationship with your borrowers is worth 2points all day long and borrowers are not going to jump ship for small % they turn the loans to quick and its about scale and time and knowing for sure you have a deal.And as you say many rehabbers are not that great businessmen and I can tell you any that are not great would never get by a prudent portals underwriting at least not RS Patch of land or REalty mogul all of how I am intimately familiar now there are some hac portals out there that made some major boo boos but no more .And SEC has NOTHING to do with the individual underwriting of a sponsors deal ... there is no uniform underwriting criteria a portal has to follow .. just like me as a HML there is no underwriting guideline I have to follow unless I am tagging the loans to my credit line at the bank and or using PPMS.. but when its our own cash we do what we want..

Properties near downtown/hospital/university don't tend to be very uniform here in Ann Arbor, so the analysis needs to be customized for each one.  

There is more to lending than Dodd-Frank too, there are also predatory practices and all installment contracts begin with the Uniform Commercial Code regardless of the state. 

Stop making a fool of yourself.Here's a suggestion, get a formal education and stop relying on your uniformed opinions.