DSCR Loan (Best for Scaling Portfolio) 💰✔ Approval based on rental income, not personal income✔ Typically 20-25% down✔ Higher rates, but no income verification✔ Great if you want to buy more properties quickly4.

I bought each of my cabins for income and a long-term store of value.

So I  have a income of around 15k from the business.

NOI is the line item left when ordinary expenses are taken out of income.

Financing your second property can be tricky since lenders may only count 75% of rental income toward your debt-to-income ratio, so get pre-approved early.

Look into DSCR loans, which use rental income for qualification, allowing you to scale without relying on personal income.

My goal is to leverage that equity for additional income.

Any brokerage can be the right fit for you so long as you commit to taking initiative and putting in the work.By 'work', I mean income-producing activities (lead generation and follow-up) i.e. cold calling, door-knocking, contacting your sphere of influence, networking, hosting open houses, running online advertising, marketing (paper or online), or anything else that will get you in front of prospective clients.My first broker rarely answered my phone calls and by the time she responded, I'd often already have the answer I was looking for.

This is generally correct, DSCR loans do not look at all at your personal income.  

Just some backstory, I attempted to do this years ago but quickly realized my credit, income, and debt was terrible.