I was very hesitant at first, because the Bible says in Proverbs that "the borrower is servant to the lender".

How about the fact that Palin doesn't deserve to be our next President because she clearly doesn't take her job as public servant very seriously.She left her elected position as governor for absolutely no good reason.

However, I would explain this nicely to the tenants during the introduction to let them know so that the notice would not be unexpected and they know what will happen if they pay late.Technique I've used with previous tenants is that I made myself as just a messenger from the owner, which makes me not really the same thing as owner since i'm just a lowly servant.

The city of Madison shares common advantages with other capital cities for LTRs in terms of a diverse workforce (growing tech, civil servants, university educators, etc.) that can help provide some insulation during market pullbacks vs. other areas with more narrow workforces.I came from the the world of Wall Street asset management and have recently decided to spend more of my time focused on real estate investing over stocks and bonds. 

Don't fall into the trap of becoming a servant to the bank.  

And for us Christians we long to hear, "well done my good and faithful servant, you've been faithful over little, but I'll make you ruler over much".

...continuedMy late father grew up in the rural areas where that traditional hut is usually found.We would visit grandma usually on Easter, Christmas.The homestead usually has four-five huts spaced twenty metres apart in a homestead setup.One hut is a big Kitchen where the family gathers at meal time, the other huts are bedrooms for the parents, boys, girls etc...then one other could be a guestroom as space should a visitor comeThe huts are made from logs for the walls, with mud for plastering, then thatch for roofing supported by some poles.Usually fifty metres away is cattle kraal and goat pen.Milking of cows or goats sometimes would happen early morningThese rural areas also know as reserves unfortunately most were in poor /marginal agricultural areas hence a rural to urban migration has occurred.In Urban areas the land would be most owned by the council.Some former farms where annexed as the city grew.So the the Urban Council which is the local government owns a lot of land and residents register on the housing waiting list.Over time the council flights a tender for a developer to service some of its lands for the provision of houses for those on the waiting listBy service that is add roads, water connection, drainage and sewer pipeline and connect to electrical grid.The house lots are most divided into lots 200 -300square metres or whatever ideal size.The aim is to provide affordable housing for those on the register.The house built will be inspected and approved by council at foundation, roof level and finally the council issues a certificate of occupancy when house is complete and inspected as safe and up to standardNow specifically to your questions1) Yes there are some developers who not only service the land but also build some of the houses.I don't know if they rent these out but i know they sell them, sometimes with terms.Affordable houses have a going rate of USD20/room/month at the minimum.Brick wall with asbestos roofing2) The renter/buyers of these type of house could sometimes be a civil servant (i.e teachers, nurses, policemen etc), self-employed tradespeople, diaspora (those working outside the country desirous to invest back home)3)Anything of value is their salary, profits of their small business4) Hard to build?

I have a servant heart and want to be at a place that holds those same values.If you have any ideas PLEASE let me know!

The best book I ever read put it like this "the borrower is servant to the lender"; which do you wan to be John?

Tell her she'd better hire an assistant to fetch her food and locate the items she loses as you're their landlord - not their servant.