I suspect most of them will do what it takes to not have bad press.. up to the point they can't afford it or don't have the man power.

Square or Paypal are virtual banks, but same regulations apply, but they have less manpower or knowledge to deal with customers.

And for anyone watching how the City of Denver is going to handle enforcement of its new Airbnb law, I found this line in the story particularly interesting: "The city also doesn’t have the manpower to have someone constantly monitoring bookings and tracking down hosts who appear to be breaking the rules."

They don't own the mortgage and they get paid for 'servicing'.That's the root of the problem and why the top-levels don't seem to do anything about it.The other issue is man-power and corrections.

I've used him when I needed to see potential investment properties  He recently offered me to join his team the he's forming as he's getting very busy and needs more manpower. 

From what I have read and gathered on other posts is that focusing on say a 250 count list and generating 4-5 touches and working those leads thoroughly works best as oppose to a 1000 leads and only sending one letter (due to man power restraints) when you are a one man team.

My business model is dependant upon being able to use my money that I make to pay salaries, marketing and overhead and having people interested in making a return on their investment lining up to make a competitive return on their money without needing me to put skin in the game every deal (other than the skin I am implicitly putting into the game through all of the costs to bring the deals in through marketing, manpower, overhead etc...).  

.- If I have a lack in either funding or man-power to get the flip done, wholesale it.- Turn a percentage of cash balance from flipping/wholesaling deals into long-term buy and hold.Assuming a fair price for both the seller and investor can be reached, and assuming the deal doesn't take more than a couple weeks to put into escrow, are you opposed to wholesaling?  

We have all the knowledge, insurance, man power, and network to build and develop homes, multi families, commercial properties etc.

They stay in their lane - meaning they only take on jobs that they have the knowledge, skill, and manpower to complete on time and well.2.