The data seems significantly clear at this time that we are well into a CONSOLIDATION Market.

Growing up with this guy as the last two of a dozen siblings, I've witnessed his remarkable work ethic and unwavering zeal firsthand, and I know he is about to make his mark in Lafayette, Louisiana.I firmly believe that this forum harbors some of the most incredible individuals and serves as a consolidated wealth of knowledge.

Keep this in mind as well that 85% of people who take out a HELOC refinance in 2-3 years to consolidate the (2) loans into one mortgage. 

If you only need $20-$30K it might make sense for small projects but when your talking $80-$100K or more a 30 year refinance offers the lower payment.Plus in most cases 85% of the people who take out a HELOC consolidate it within 3-5 years so down the road it becomes a refinance and costs extra.

. ______________________________________________________________________________________________________________________________________  QUESTION:   I have received multiple offers for debt consolidation from online lending at rates as low as 3.89%.

Personal LOCs are typically for debt consolidation or possibly short term investments. 

This I believe this to be an honest question, is it impossible to acquire large amounts of loans anywhere if you have a relatively new credit card account, and no income for the last 12 months? If it is, then what sho...

I highly doubt that we'll be able to see into each tenant's vehicle but I've been trying to consolidate a lot of what I've been seeing on here in a lawful way.

I'm going to dig into some research and consolidate all the info in this thread into some action steps.

I don't know if your move is permanent but personally I want my properties consolidated locally.