Just wanted to see what the easiest way to finish paying it off was.Well, you’re in a good position to be in.  

You are very positive person.

Known for its strong foundation in STEM jobs, the market continues to experience positive economic growth, projected to drive further property appreciation.

Hi Nicole, it sounds like you're in a fantastic position with your buy-and-hold strategy, especially locking in a 2% interest rate!

Even if they refinanced it still has to be cash flow positive (assuming they refinanced during ZIRP).

Can someone please recommend a good and honest property manager in the Florence, AL area whom they have had a positive experience working with .

@Zachary Kersh if you can live anywhere, look for strong growth areas and then research opportunities, salary ranges and cost of living to see where you would net the most from your job.

:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+ (roughly 5% probability of default), zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680 (around 10% probability of default), some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

Hey David, this is a good strategy and one that does get you into a strong position to buy another investment property in the future if you decide to.

Do you earn a salary at your property management company?