It is just a warning because there is a whole thread on Bigger Pockets about excessive charge backs made by tenants when using no card present and no PCI compliance. 

Outline a thorough comp report that will detail the rent difference between both products, and run a simple profit analysis to see what makes more sense for you based on your budget and risk appetite. 

Similarly, we will continue to accept multifamily loan applications but will only fund these loans on a case-by-case basis as the market appetite for these loans is changing too rapidly to have any stable guideline changes.

We know that rent control and excessive government control of housing actually harms low income people, but the politicians who promote it don't care; they want votes and their taxpayer funded jobs to be securedIn this case housing providers are being required to provide a service without compensation. 

L. 96-605, sec. 102(a), 94 Stat. 3522, was ambiguous and caused excessive litigation, in 1984 Congress amended the statute.

Conservative underwriting and excess capital reserves puts us in a comfortable position to execute the business plan despite the current situation. 

Spend some time looking for minimal risk investments in excess of 10% ROI to start.  

It appears that the amount would include sole proprietor income or independent contractor compensation not in excess of $100k.  

There is only the best for you right now given your risk appetite desire to be active or passive.

And yes, perceived risk is a huge factor.But also, if the appetite for purchasing securitized HELOC debt just isn't there, then most lenders can't lend even if there's ZERO perceived risk.