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There are about 200 TDR programs across the US, and every one is different. 

You will need to find someone who would rather go back to Costa Rica again and again, like having a second home there, rather than traveling to different parts of the world.  

Hi Juliet,If you have a US primary address and good US FICO, you should be able to get full LTV (80%) with rates on-par with US citizens with the right lender/broker.

There's no one right answer for everyone since we all have different financial situations and risk tolerances.  

you will hear different opinions.

The great thing about BP there are different people with different perspectives and experiences.  

If you have not flipped a home, do not have a rental property, and do not own a primary residence, you may have a hard time getting into lending.

Live in each every two years and sale for the primary residence tax advantage.  

I see that kind of structure (maybe different splits or thresholds) with first time LPs - it's generally simpler and easier to understand.