You should discuss with a CPA who understands pass through taxes, real estate taxation, and can provide you with recurring tax planning services.

I presented the following scenario to him:- My current self-employment income is as a sole proprietor- While not currently formed, I would look to create an LLC for real estate purposes soon- My self-employment income is small and possibly will not be recurring, so I considered other possible self-employment income streams- I have not done any flips to date (just BRRRRs), but once I do, I would look to do them in an LLC- I also have potential real estate self-employment income in another fashion.  

More monthly passive income than recurring expensesI think consumer debt credit cards should be paid off Working 10 hours or less per week

What about subject-to gives you anxiety?  

Recurring revenue from a single effort is the best builder of real wealth.  

They're simply based off of recurring debt as displayed on your credit report, your FICO scores, and your qualifying income (not all income can be used to qualify.)So my next call to this lender (and his broker, if he has one,) would be to let him know that you are now discussing his actions with your attorney and are determining just how much financial risk, and possibly even harm, that the lender's advice has exposed you to.

Over the course of the renovations I made numerous mistakes, learned a lot and had a tremendous amount of anxiety and stress. 

I'm taking a trip to the property today around 6:00PM EST to take a look at possibly why this is recurring.

This isn't like business contract negotiations that recur every so often with the same players.My perspective is that you need to ensure you're reputation in the area is maintained, but not that any particular seller feels that they are winning. 

If you're looking to tap into the capital in your house and use it for a down payment on another property, then refinancing at a higher rate could potentially make sense if you count the delta between your current and increased mortgage payment as a recurring cost on your new property and it still cash flows.